Last Updated On 22-Jan-2025
Effective Date 22-Jan-2025

By accessing or continuing to use our Website, you agree to abide by these Terms & Conditions, including our Privacy Policy, Cookies Policy, AML/CFT Policy. If you do not agree with any of these terms, or the terms of our Privacy Policy, Cookies Policy, AML/CFT Policy, you should cease using our Website and Services.

RISKS DISCLAIMER:

You use our Services at your own risk and subject to the following acknowledgements of the risks warnings as associated with transactions in crypto-assets.

Many crypto-assets are highly risky and speculative. Please be aware of the specific risks of crypto-assets and related products and services and carefully weigh up whether the risks are acceptable given your own preferences and financial situation, standing.

Be free to assess specific Risks via the link.

1. GENERAL

1.1 This Website is owned and operated by Odin Pay s.r.o., a company registered in the Czech Republic, registration number 223 56 312 and having its official registered address at Děčínská 552/1, Střížkov, 180 00 Praha 8, Czech Republic, which is duly authorized to provide custody and administration of crypto-assets on behalf of Customers, exchange of crypto-assets for funds (and vice versa), and exchange of crypto-assets for other crypto-assets.

1.2 Please carefully read these Terms before using our Website. The Terms set forth the legally binding terms that govern your access to and use of our Website. These Terms apply to all Users. Your continued use of our Website indicates your agreement to these Terms. By continuing to browse or access our Website you agree to be bound by Terms, terms incorporated by reference, by accessing or using the Website, as well as acknowledge that you have read and understood them. If you disagree with any part of the Terms, you must stop using our Website immediately.

1.3 This Website is provided for informational purposes only and does not constitute an offer, solicitation, or platform for executing transactions, making payments, or engaging in crypto-assets-related operations. Any services offered by the Company are subject to a separate Customer Agreement, which must be executed before accessing such services.

1.4 By accessing or using our Website, you confirm that you had access to the Terms before and that you had enough time to carefully review them in advance and can easily copy them.

1.5 By accessing or using our Website, you confirm that Terms do not contain unexpected conditions, do not exclude your rights and possibilities that are commonly granted in similar agreements, do not establish other provisions that violate the principle of equality of parties, cause imbalance in the parties’ interests, or are contrary to the criteria of reasonableness, good faith, and justice, and do not establish other provisions that violate the principle of equality of parties, cause imbalance in the parties’ interests, or are contrary to the criteria of reasonableness, good faith.

2. DEFINITIONS

2.1 In these Terms:

2.1.1 “Agreement” means the legally binding agreement between the Company and the Customer.
2.1.2 “Affiliate” means a third party with whom we have entered into an agreement to assist our provision of the Website, and to or from which you hereby instruct us to obtain or send data, including payment instructions; or with respect to any Person, an individual, corporation, partnership, firm, association, unincorporated organization, or other entity directly or indirectly controlling, controlled by, or under common control with such Person.
2.1.3 “AML and CTF Requirements” mean any law related to money laundering, terrorism financing, proliferation of weapons of mass destruction, sanctions, tax evasion, fraud, bribery, corruption, the trafficking of arms, humans or wildlife, drugs, evasion of sanctions, slavery and any other financial crime regulation.
2.1.4 “AML/CFT Policy” means our Anti-Money Laundering, Countering Financing of Terrorism available via the link.
2.1.5 “Authorized Person” means any individual or entity explicitly authorized by the User to act on their behalf concerning the usage of the Website.
2.1.6 “Customer” means any person using our Website, the Services, and has concluded these Terms and the Customer Agreement.
2.1.7 “Customer Agreement” means a legally binding agreement between the Company and Customer, specifying the terms for using our Services.
2.1.8 “Company”, “we” means Odin Pay s.r.o., a company registered in the Czech Republic, registration number 223 56 312 and having its official registered address at Děčínská 552/1, Střížkov, 180 00 Praha 8, Czech Republic, an authorized crypto-assets service provider registered in the Czech Republic.
2.1.9 “Cookies Policy” means our Cookies Policy available via the link.
2.1.10 “Exchange” means the conversion of crypto-assets into other crypto-assets and/or funds, and vice versa.
2.1.11 “Fee” means any changes made by the Company for the Services provision.
2.1.12 “Force Majeure” means events beyond the Party’s reasonable control that prevent or delay fulfilment of obligations, such as: declared and undeclared war, threat of war, armed conflict or severe threat of such conflict, armed attacks, blockades, military embargoes, general military mobilization, hostilities, riots, acts of terrorism, sabotage, invasion, revolution, curfew, quarantine, expropriation, requisition, public demonstration, strike, illegal actions of third parties, technical failures caused by third parties, fire, explosion, as well as those caused by exceptional weather conditions and natural disasters, including epidemic, storm, cyclone, hurricane, tornado, flood, snow accumulation, earthquake, lightning, fire, drought, subsidence and landslide, other natural disasters.
2.1.13 “Force Majeure Event” means any Force Majeure event that is beyond our and your reasonable control and prevents us and you or delays us or you from performing the obligations under the Agreement.
2.1.14 “Market Misconduct” means insider dealing, market manipulation, price rigging, prohibited transaction disclosure, false trading, any dishonourable or dishonest conduct, conduct which is consistent with just and equitable principles of trade or other activity which is defined as the market misconduct under this definition under the applicable law.
2.1.15 “Materials” means any intellectual property rights in anything (including information and content such as films, sound recordings, literary works and artistic works, whether in a material form or not) on or accessible via the Website.
2.1.16 “Platform” means the Company’s digital interface, including website, used to access the Services.
2.1.17 “Privacy Policy” means our Privacy Policy available via the link.
2.1.18 “Terms” means this Terms & Conditions available via the link.
2.1.19 “User”, “you” means any users of the Website, including visitors and Customers.
2.1.20 “Visitor Materials” means any material you transmit or upload to the Website (including, without limitation, reviews).
2.1.21 “Website” means https://odinpay.eu and/or any other website as we may operate from time to time.

3. SERVICES

3.1 The Company provides the following crypto-assets exchange services (the “Services”):

3.1.1 We allow the Customers to Exchange their crypto-assets to funds, fund to crypto-assets and crypto-assets to other crypto-assets.
3.1.2 We enter into the Services with You if You signed the relevant Customer Agreement. To initiate the signing of the Agreement, please fill the request form on the Website, or write us using the email [email protected].
3.1.3 The list of crypto-assets available for the Services are defined and updated by us and is available at the Terms: USDC , BTC, ETH, APT, ARB, BCH, BNB, SOL, DOGE, ADA, AVAX, LTC, DOT, TON, XRP, SHIB, LINK, BCH, NEAR, MATIC, EURS, EUROC, AEUR, EURC with EUR and USD.
3.1.4 Access to certain Services may be contingent upon completing any registration or verification processes deemed necessary. You undertake to provide accurate, current, and complete information about yourself and to maintain and promptly update your information to keep it accurate, current, and complete. If you choose, or you are provided with any piece of information as part of our security procedures, you must treat such information as confidential. You must not disclose it to any third party. We have the right to disable any piece of information as part of our security procedures, whether decided by you or allocated by us, at any time, or if in our reasonable opinion you have failed to comply with any of the provisions of these Terms. If you know or suspect that anyone other than you knows your any piece of information as part of our security procedures, you must promptly notify us using the email [email protected].

4. FEES

4.1 For the Services provided on the Platform, the Company applies the appropriate Fees.

4.2 The Company updates the Fees on a regular basis. The actual fees could be found in the Customer Agreement.

5. INFORMATION CONTAINED ON OUR WEBSITE

5.1 The content and information we present on our Website is intended to provide a summary of the subject covered. While we use all reasonable steps to ensure the accuracy and completeness of information and content on our Website, to the greatest extent permitted by law, including, but not limited to, under the Consumers Rights Protection Act of the Czech Republic (o ochraně spotřebitele), Civil Code of the Czech Republic (občanský zákoník), we give you no warranty concerning the accuracy or completeness of our content or information. Content and information on our Website may change without notice to you, but we do not warrant that we will keep this content or information updated. We are not liable to you or anyone else if the content or information on our Website is not up-to-date, accurate or complete.

5.2 Users take responsibility for their own security, that of their personal details and their computers, and any other potential or obvious risks.

5.3 On our Website, we include or may include the references or links to the third parties’ websites. These references or links are or may be declared, published and exposed/displayed on our Website solely for general information and your reference purpose. We, thus, do not control outbound websites, apps, nor take responsibility for their content. We are not responsible for any hyperlinked Internet sites through the Terms or Website, and are not responsible for any losses incurred in connection with those sites.

6. CONSUMER GUARANTEES

6.1 Nothing in these Terms purports to modify or exclude the conditions, warranties and undertakings, and any other legal rights, arising under the Consumers Rights Protection Act of the Czech Republic (o ochraně spotřebitele), Civil Code of the Czech Republic (občanský zákoník) or any other laws. Any and all other warranties or conditions which are not guaranteed by the Consumers Rights Protection Act of the Czech Republic (o ochraně spotřebitele), Civil Code of the Czech Republic (občanský zákoník) are expressly excluded where permitted, including liability for loss of expectations, loss of profits, incidental or consequential loss or damage caused by breach of any express or implied warranty or condition.

6.2 To the extent that we are in breach of any consumer guarantee, your sole remedy will be for us to provide to you the features or service that was previously provided, or to pay for those features or services to be re-performed for you.

7. WARRANTIES AND DISCLAIMER

7.1 Warranties and disclaimers set forth in this article are not exclusive. Additional warranties and disclaimers are specified in the other policies, agreements, communications, and law.

7.2 Nothing in these Terms excludes, restricts or modifies or purports to exclude, restrict the conditions, warranties, and undertakings arising under the Consumers Rights Protection Act of the Czech Republic (o ochraně spotřebitele), Civil Code of the Czech Republic (občanský zákoník). Our liability for death or personal injury arising from our negligence or for any condition, warranty, right or liability implied in these Terms by law cannot be excluded.

7.3 Our Website is provided to you strictly on an “as is” and “as available” basis.

7.4 You acknowledge that:

7.4.1 your use of the Website is at your own risk and may be subject to other terms & conditions; and
7.4.2 prior to accepting these Terms, you have been given a reasonable opportunity to examine and satisfy yourself as to the contents of these Terms; and
7.4.3 at no time prior to accepting these Terms have you relied on our skill or judgement, and you acknowledge that it would be unreasonable for you to do so, and
7.4.4 to the maximum extent permitted under applicable law, we, on our own behalf and on behalf of our Affiliates and our and their respective licensors and service providers, expressly disclaims all warranties, whether express, implied, statutory, or otherwise, with respect to our Services, including all implied warranties of merchantability, fitness for a particular purpose, title and non-infringement, and warranties that may arise out of a course of dealing, course of performance, usage, or trade practice; and
7.4.5 we make a decision ourselves when to update information on the Website.

7.5 To the maximum extent permitted by law, all other warranties or conditions which are not guaranteed by law are expressly excluded, including liability for loss of expectations, loss of profits, incidental or consequential loss or damage caused by breach of any express or implied warranty or condition. In particular, we do not warrant:

7.5.1 that your access to the Website will be free from interruptions or errors; or
7.5.2 the accuracy, adequacy, or completeness of information on the Website (nor do we undertake to keep the Website updated); or
7.5.3 any decision made by you. All decisions on whether to invest in, holding or dispose of any crypto-assets or to enter into any Exchange are yours.

7.6 To the extent that we are in breach of any consumer guarantee or any other warranty or condition that cannot be excluded from these Terms, your sole remedy will be for us to provide the features or the services that were previously provided.

7.7 By accessing our Website, you represent and warrant the following (but not limited to):

7.7.1 you are at least 18 years old if you are an individual;
7.7.2 if you are a legal entity, you are duly incorporated and/or organized under the applicable law, all the proper corporate and other authorizations have been duly received;
7.7.3 you are not located in, under the control of, or a national or resident of any international sanctioned countries;
7.7.4 any device used by you or any of your Authorized Persons, is not jailbroken;
7.7.5 You are not a resident or tax resident of, and have no other relevant connection with, any jurisdiction where entering into or performing your obligations under these Terms. The delivery, holding, use, or exchange of crypto-assets is unlawful or restricted in any way. This also includes any kind of licensing, registration, or approval.;
7.7.6 you, any Authorized Person, any person who controls you, is not a:
7.7.6.1 in violation of any AML and CTF Requirements of any jurisdiction;
7.7.6.1 on a list of persons with whom dealings are prohibited by the United Nations or another government agency or a regulatory authority under applicable law; or
7.7.6.3 acting on behalf of or for the benefit of any person described hereinbefore.

7.8 You repeat the representations and warranties set out above every time you use our Website.

7.9 You acknowledge the substantial risks associated with crypto-asset. Furthermore, you understand and agree that the crypto-assets are potentially exposed to legal and regulatory risks, the regime of crypto-assets could be changed by regulations in different jurisdictions, as of now it is impossible to predict their effect.

7.10 We do not give any financial, tax, employment, legal, or investment advice. We shall not be, or be deemed to be, your financial advisor, and you understand that any decisions made are your sole and exclusive risk.

7.11 Crypto-asset trading and holding is a high-risky engagement, and you confirm that you are aware of and acknowledge this and act at your own discretion considering and estimating, without limitation, your personal skills, market conditions, and your financial state.

8. LIMITATION OF LIABILITY

8.1 To the maximum extent permitted by law, we do not accept responsibility for any loss or damage (including indirect, special or consequential loss or damage), however caused and whether foreseeable (whether in contract, tort, for breach of statutory duty or otherwise). Even if we have previously been advised of the possibility of such loss or damage which you may directly or indirectly suffer in connection with this website, you are not responsible for any loss or damage which you may directly or indirectly suffer in connection with this website:

8.1.1 your use of the Website or any linked website, content, Services (together, the linked services) (including interference with or damage to your computer or mobile devices arising in connection with any such use);
8.1.2 the Website being interrupted or unavailable;
8.1.3 errors or omissions from the Website;
8.1.4 your use of or reliance on information contained on or accessed through the Website or any linked services, which information may be incorrect, incomplete, inadequate, or outdated;
8.1.5 goods or services supplied pursuant to or in any way connected with the Website;
8.1.6 unauthorized access to, or use of, our servers and/or any information stored on them;
8.1.7 any failure or omission on our part to comply with our obligations as set out in these Terms;
8.1.8 loss or corruption of any data, database, or software.

8.2 We do not accept responsibility for inaccuracies or errors in any information about, or advertisements in respect of, goods and services, contained on the Website which are supplied by our Affiliates. The placement of such advertisements does not constitute a recommendation or endorsement by us of the relevant goods or services and the third party or owner of the linked services is solely responsible for any representations made in connection with information in respect of it and its goods and services displayed on the Website.

8.3 To the maximum extent permitted by law, you agree to indemnify and keep indemnified us, our Affiliates and their employees, contractors, subcontractors, agents, partners, shareholders, ultimate beneficial owners, directors against any action, liability, cost, claim, loss, damage, proceeding, or expense suffered or incurred directly or indirectly arising from your use of the Website, or from your violation of these Terms.

8.4 We will not be held liable to you in respect of any losses in connection with our Website, Agreement, Exchanges, other Services arising out of a Force Majeure Event. You will not be held liable to us in respect of any losses in connection with the Agreement, arising out of a Force Majeure Event.

9. MARKET MISCONDUCT

9.1 We emphasize that Market Misconduct is strictly prohibited and can lead to severe consequences for Users committing it. We state and guarantee that we do not commit Market Misconduct and carry our business only in line with high ethical standards and take appropriate measures against the threat of Market Misconduct.

9.2 You and we shall not engage in Market Misconduct.

9.3 We could refuse, cancel Exchange execution if we believe that its execution could result in a breach of any applicable law or involves Market Misconduct or, if Exchange execution is prohibited by sanctions list, AML and CTF Requirements etc., or could result in a fraudulent transaction.

10. SPECIFIC WARNINGS

10.1 You must ensure that your access to the Website is not illegal or prohibited by laws which apply to you in the jurisdiction in which you are located.

10.2 You must take your own precautions to ensure that the process which you employ for accessing the Website does not expose you to the risk of viruses, malicious computer code or other forms of interference emanating from the Website (or any linked services) which may damage your own computer system.

10.3 You agree that you will not rely on any information contained on the Website or the availability of such information, and that any decision you make in relation to the Website will be as a result of your own independent assessment of such information.

10.4 Even though we intend on providing accurate information on the Website, we cannot guarantee that the information on the Website is accurate, complete or updated, or free from technical inaccuracies or typographical errors. In an effort to continue providing you with complete and accurate information to the extent possible, the information on the Website may change or be updated from time to time without advance notice.

11. COPYRIGHT

11.1 The content of the Website (including its “look and feel”, text, graphics, images, logos, icons, photographs, editorial content, sound recordings, software and other material) is owned by us or licensed to us by third parties and protected under applicable laws.

11.2 Other than for the purposes of, and subject to the conditions prescribed under, the Act on Copyright and Related Rights of the Czech Republic (Zákon o právu autorském, o právech souvisejících s právem autorským), and similar legislation which applies in the jurisdiction in which you are located, and except as expressly authorized by these Terms or in writing by us, you may not in any form or by any means:

11.2.1 copy, adapt, reproduce, store, distribute, print, display, perform, publish or create derivative works from any part of the Website; or
11.2.2 commercialize any information, the services obtained from any part of the Website; or
11.2.3 alter, maintain, enhance or otherwise modify the Website; or
11.2.4 disassemble, decompile, reverse-engineer, bug fix, correct, update, transfer, broadcast or create derivative works based on the Website.

11.3 All rights not expressly granted under these Terms are expressly reserved.

11.4 Subject to the Terms, we grant you a limited, royal-free, non-transferable licence to access the Website and view and use the content.

11.5 By using the Website, you acknowledge and agree that the content is protected by copyright, trademarks, and other intellectual property rights. Nothing on our Website should be interpreted as granting, by implication, estoppel, or otherwise, any licence or right to use any logo, trademark, or service mark displayed on our Website without the prior written approval of the owner.

12. RESTRICTED USE, RESTRICTED COUNTRIES AND ACTIVITIES

12.1 The Website is provided for your personal, non-commercial use only.

12.2 You warrant to us and agree that you are 18 years of age or over and have full legal capacity to access the Website under the laws of the Czech Republic or the laws of the jurisdiction in which you reside.

12.3 You may not modify, copy, distribute, transmit, display, perform, reproduce, publish, licence, commercially exploit, create derivative works from, transfer, or sell any content, software, products, or services contained within or derived from the Website without our prior written approval.

12.4 You may not use the Website, or any of our content, to further any commercial purpose, including any advertising or advertising revenue generation activity on your own website without our express, prior written consent.

12.5 We follow the rules of national and international sanctions. We do not provide Services to Users from sanctioned countries according to the AML/CFT Policy.

12.6 Users of the Website are strictly prohibited from engaging in the following actions, including those prohibited by other provisions of the Terms:

12.6.1 in any way that are related to money laundering, drug trafficking, terrorist activities, fraudulent activities, criminal activities, Market Misconduct or any other illegal activities;
12.6.2 any of the business activities detailed in our list of activities that fall outside our risk appetite as per our internal AML and CTF Policy available via the link;
12.6.3 actions that will or may violate the copyright, privacy, property, and other rights or interests of other Users of this Website, third parties;
12.6.4 insulting or harassing or the usage of any language that may be offensive or a discrimination against the other Users of the Website, our employees, representatives;
12.6.5 that in any manner damage or may damage our good name and repute;
12.6.6 that may interrupt the operation of the Website, including but not limited to the security and safety features;
12.6.7 which are harmful, unlawful, illegal, abusive, or in breach of Agreement and any applicable law.

12.7 The Website is not intended for use by individuals or entities residing in jurisdictions where crypto-assets services, exchange platforms, or related activities are restricted or prohibited by law. It is your responsibility to ensure that accessing and using the Website complies with the laws of your jurisdiction. The Company reserves the right to restrict or block access to the Website for Users from specific countries or regions as deemed necessary under applicable laws and regulations.

13. LINKS IN THE SERVICES

13.1 The Website may contain links to linked services. Those links are provided for convenience only and may not remain current or be updated by us.

13.2 We are not responsible for the content or privacy policies or practices of persons or companies associated with linked services. We will not be liable to you or any other person for any loss or cost arising in respect of use or access to linked services. When you access any linked services, you do so entirely at your own risk.

13.3 Linked services should not be construed as an endorsement, approval, or recommendation by us of the owners or operators of those linked services, or of any information, graphics, materials, products, or services referred to or contained on those linked websites, unless and to the extent stipulated to the contrary.

13.4 We strongly advise you to read terms & conditions and privacy policies of any third party websites or services you visit.

13.5 We have the right to engage third parties (Affiliates, our vendors, partners, contractors, agents etc.) to provide the Services to you, support them, or meet requirements of our internal rules and applicable law.

14. LINKS TO THE WEBSITE

14.1 We do not grant you any intellectual property rights in Materials.

14.2 You must not reproduce the Materials or communicate the Materials to the public (including via any form of linking) without our prior written approval. Any permitted use or disclosure (including reproductions and communications to the public) of any Materials by you are on the basis that:

14.2.1 such use and disclosure is at your own risk, including the risk of being sued for intellectual property infringement or misleading or deceptive conduct;
14.2.2 you ensure that all links to Materials are presented or used in a way that makes it clear that our Website is the source of the Materials;
14.2.3 you ensure that anyone who uses or reproduces your links to the Materials does so on the same terms as a person who accesses the Materials directly;
14.2.4 you ensure that anyone who uses or reproduces your links to the Materials is not able to circumvent the limits (including technological restrictions and as to location) applying in respect of the Materials were the Materials to be accessed or sought to be accessed directly rather than via their links;
14.2.5 you do not link the Materials in a way that damages or takes advantage of our reputation, including in a way that suggests or implies that you have any association or affiliation with us or approval or endorsement; and
14.2.6 you otherwise comply with our directions, including any take down or cease or desist directions.

15. PROPER USE

15.1 You must only use the Website for lawful purposes. You are prohibited from doing any act that we, acting reasonably, consider to be inappropriate, or which is unlawful or prohibited by any laws applicable to the Website, including but not limited to any act which would constitute a breach of privacy, using the website to defame or libel us, our employees or any other person.

15.2 You must not:

15.2.1 reverse engineer the code contained in the Website or upload files which contain viruses or malware which may cause damage to our property or the property of other individuals or post or transmit to our Website any material which we have not authorized including material which is, in our sole opinion, likely to cause annoyance, or which is racist, defamatory, obscene, threatening, pornographic or otherwise or which is detrimental to or in violation of our security protocols;
15.2.2 damage, disrupt, interfere with or misuse the Website, including by data mining, hacking, data harvesting or scraping or using similar data gathering and extraction tools in respect of the Website;
15.2.3 launch any automated program or script, including web crawlers, web robots, web indexers, bots, viruses, or worms or any program which makes multiple server requests per second or impairs the operation and/or performance of the Website; or
15.2.4 use any device, software, or routine intended to damage or interfere with the proper working of the Website or to intercept or sequester any system, data, images, or other multimedia elements from the Website.

16. SERVICE ACCESS

16.1 While we endeavour to ensure the Website is available 24 hours a day, we are not under any obligation to do so, and will not be liable to you if the Website is unavailable at any time or for any period. Your access to the Website may also be restricted at our discretion.

17. TERMINATION OF ACCESS

17.1 Your access to the Website may be terminated at any time by us without notice to you. Following termination, we will have no further obligations or liabilities to you. Any exclusions of liability or other provisions contained in these Terms which by their nature survive termination of these Terms (Warranties and Disclaimer, Copyright, Limitation of Liability, clauses covering direct debit) will survive any such termination.

17.2 You agree that the Company is entitled to immediately suspend your access to the Website in the following cases:

17.2.1 The Company has detected on the User’s activity related to money laundering, financing of terrorism; breaking by the User the applicable Anti-Money Laundering, Countering Financing of Terrorism Laws and regulations;
17.2.2 the User’s activities related to it have become the subject of criminal investigation;
17.2.3 using the Services by UN, EU, or USA sanctioned person;
17.2.4 when there is an actual breach by the Customer of the Customer Agreement, Privacy Policy or any applicable Laws and regulations;
17.2.5 The User is required to do so by a court order or an order of an authorized Governmental authority.

18. GOVERNING LAW

18.1 These Terms are governed by the Law of the Czech Republiс, and you agree to submit to the exclusive jurisdiction of the courts of the Czech Republic in respect of any dispute arising from these Terms.

19. CONFIDENTIALITY

19.1 Rules for the collection, storage, and protection of Personal data received by the Company from the Users are governed by the Privacy Policy. Please refer to this document.

19.2 If you submit any information via the contact form on our Website, you acknowledge and agree that such information may be collected, stored, and processed in accordance with our Privacy Policy. The information provided will be used solely for the purpose of responding to your inquiry. By submitting your information, you consent to its processing for this purpose.

19.3 The Website uses cookies and web analytics services. For more information, refer to the Cookies Policy.

20. AML AND CFT REQUIREMENTS

20.1 We must comply with AML and CTF Requirements and take appropriate measures to prevent money laundering and terrorism financing activities. Upon our request, Users shall provide us with information and documents reasonably required by us from time to time. For more information, please refer to AML/CFT Policy.

21. MISCELLANEOUS

21.1 If any provision of these Terms is held to be illegal, invalid, or unenforceable, in whole or in part, under any law, such provision or part thereof will to that extent be severed and deemed not to form part of these Terms, but the legality, validity, and enforceability of all other provisions of these Terms will not be affected.

21.2 Except as provided herein, the failure to exercise a right or to require the performance of an obligation under Terms shall not impact a party’s ability to exercise such right or require such performance at any time thereafter nor shall the waiver of a breach constitute a waiver of any subsequent breach.

21.3 Without prior notice or your approval, we may transfer, subcontract, or otherwise deal with your rights and obligations under the Terms. You may not assign, subcontract, or otherwise deal with your rights and obligations under the Terms.

21.4 The Terms do not create or confer any rights or benefits enforceable by any third party, save for assignees, permitted successors.

21.5 Should you have any questions about these Terms, please contact us at the email [email protected].

21.6 You and we agree to refer to and trust electronic signatures, including click wrap signatures fixed via Website, e-mails and other Services proposed by us. Such electronic signatures shall have the equivalent legal effect, validity, admissibility, and enforceability of a handwritten signature. You acknowledge and agree that you are satisfied with the documents which are electronically executed. You agree with the electronic communications between you and us. Parties understand and accept the risks connected with the use of electronic signatures, and recognize the documents signed with such signatures as legal, binding for them.

22. IMPLEMENTATION OF CHANGES

22.1 We reserve the right to amend these Terms & Conditions from time to time. Any amendments will take effect once published on the Website. Your continued use of the Website following such changes constitutes acceptance of the amended Terms.

22.2 You should regularly review these Terms. Where there is inconsistency between the content on the Website and these Terms, the Terms shall prevail to the extent of any inconsistency.